An Evaluation of the performance of cooperative banks in Providing Microcredit to Self Help Groups in Telangana

Savitha Balasubramanian


The availability of banking and credit services to unbanked sections of the population fosters economic growth and development. Banks have continued to play a key role in providing microcredit to various sections of society. Along with commercial banks and regional rural banks, cooperative banks have played a significant role in the Delivery of Microcredit to Self Help Groups and Microfinance Institutions .This has encouraged the habit of savings among these groups and has contributed to the welfare and wellbeing among several sections of society. The State of Telangana has several cooperative banks providing Microcredit and the present paper is an attempt to understand the performance of these banks in financing Self Help groups and Microfinance Institutions.


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