Role of Self-help Group in Socio-economic development of India

Dr. A. Sundaram



The main aim of this paper is to examine the Role of Self-help Group in Socio-economic development of India.Mostly Secondary data is used for this analysis. It analyses the Need of the Study and the present status of poverty and Self-employment in India, the concept of SGSY and Self-Help Group, role and accomplishments of SGSY and Self-Help Group, review and redesigning the SGSY and the Self-Help Group, failure of the SGSY program, suggestions, future directions.

The SHG method is used by the government, NGOs and others worldwide. Thousands of the poor and the marginalized population in India are building their lives, their families and their society through Self help groups. Self-help Groups have been playing considerable role in training of Swarozgaris, infrastructure development, marketing and technology support, communication level of members, self confidence among members, change in family violence, frequency of interaction with outsiders, change in the saving pattern of SHG members, change in the cumulative saving pattern of SHGmembers per month, involvement in  politics, achieving social harmony, achieving social justice, involvement in community action, sustainable quality and accountability, equity within SHGs,defaults and recoveries, and sustainability -financial value.

Inspite of the concerted efforts taken by SGSY, it is clear that the failure of the programme is seen. But of course there are lot of advantages as well as disadvantages. Now MoRD has been taking a lot of initiatives to revamp the programme.




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ISSN : 2251-1555