The Effect of Group Loan on the Income level of Borrowers; a case study on the customers of ACSI in East Gojjam Zone

Degu Chanie



The primary objective of the study was to investigate the effects of group loan on the income of the borrowers. The study has been done in east Gojjam zone on the group loan customers of ACSI; the study was used six sample branches from six different woredas to collect data from the respondents. In this study OLS regression has been used to investigate the effect of group loan amount on the income of the borrowers and the study found out that amount of credit took through group loan program significantly and positively affected the income of the borrowers.

Key words: Group Loan, Income level, Micro Finance, ACSI

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ISSN : 2251-1547