Strides of Regional Rural Banks in India in Post Consolidated Period: An Analytical Study

sheeran sharif khan, Prof. Abdul Aziz Ansari

Abstract


The institution of Regional Rural Banks (RRBs) were set up as state-sponsored, regionally based and rural oriented institutions through the promulgation of RRB Act of 1976. RRBs were conceived as hybrid micro banking institutions to cater to the needs of the small and marginal farmers, agricultural labourers, artisans, small entrepreneurs and other weaker sections of population for development of agriculture, trade, commerce and industry. Presently RRBs are achieving their social objective of providing credit to the rural masses but they are also facing the problems of overdue, recovery, nonperforming assets. An attempt has been made in this study to analyze the current performance of RRBs based on some certain parameters like branch expansion, deposits, accumulated losses, investments and trends of profit.

 


References


Ibrahim M. S., Performance Evaluation of Regional Rural Banks in India, International Business Research, Vol. 3, No. 4, 2010, pp. 203-211.

Soni A. K. and Kapre A., A Study on Current Status of Regional Rural Banks in India, Abhinav, National Monthly Refereed Journal of Research in Commerce and Management, Vol. 2, Issue 2, 2012, pp. 1-16.

Thirumal R., Factors Influencing Profitability of Regional Rural Banks, Journal of Banking Financial Services and Insurance Research, Vol. 1, Issue 2, 2011, pp. 76-84.

Misra, B. (2006). The Performance of Regional rural banks (RRBs) in India: Has past Anything to Suggest for future? Reserve Bank of India Occasional Papers, 27 (1), Reserve Bank of India, Mumbai.

Raman Thirumal (2011) “Factors influencing profitability of Regional Rural Banks (RRBs)”, Journal of Banking Financial Services and Insurance Research, Volume 1, Issue 2, p 76- 84.

Bose, S. (2005) Regional Rural Banks: The Past and the Present Debate.

http://financialservices.gov.in/banking/Consolidated%20Review%20RRB.pdf

Ishwara P. and Cirappa I. B., Performance of RRBs: Post Transformation, International Journal of Research in Commerce & Management, Vol. 3, Issue 2, 2012.


پاراگلایدر Full Text: PDF

Refbacks

  • There are currently no refbacks.


Creative Commons License
This work is licensed under a Creative Commons Attribution 3.0 License.

ISSN : 2251-1547